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Financial Literacy Story Contest Official Rules

Sandy Spring Bank Financial Literacy Story Contest Official Rules and Procedures


  • Contest Period: The contest begins April 2, 2013 and ends April 27, 2013 (“Contest Period”).
  • How to Enter: NO PURCHASE NECESSARY TO ENTER OR WIN.  To enter the Contest, submit your story on any of the following topics:
    • How you learned about financial literacy
    • How you are teaching your children about money
    • How your parents taught you to save money
    • What “financial security” means to you
    • How you are currently saving for retirement
    • Describe one thing you could change to help you be better prepared for retirement

Stories should be limited to one thousand (1,000) words or less.  Entries must include full name and the best phone number to contact you should you be chosen a winner.

  • To submit your entry electronically: Send your story in the body of an email to [email protected] with the title Financial Literacy Story Contest.  Attachments will not be accepted.
  • To submit your entry in hard-copy form: Type your story and mail it to:

Sandy Spring Bank
Financial Literacy Story Contest
17801 Georgia Avenue
Olney, MD 20832

Entries must be postmarked and received by April 27, 2013.

Limit one (1) entry per entrant per week (April 2-6, April 7-13, April 14-20 and April 21-27 – “Contest Week”).

  • Story Requirements: The Financial Literacy story must meet the following criteria:
    • The story must be an original, unpublished work that does not contain, incorporate or otherwise use any content or material that is owned by a third party or entity.
    • It must not contain any content that violates a third party’s privacy or intellectual property rights.
  • Judging: All entrants will be evaluated on originality and how well the story communicates the theme of financial literacy.  Entries that were not selected as a winner in any Contest Week will be carried over for judging in the next Contest Week.
  • Prizes: Four winners will receive one $100 Visa Gift Card. Prize is not transferable.  No substitution of prize permitted. Federal, state, and local taxes and any expenses relating to the acceptance and use of the prize not specified are the responsibility of the winner.
  • Notification: On or about the Monday following each Contest Week, the Winner will be notified by phone and a traceable method of delivery.  Winner will also be required to complete and sign a liability release and, where legal, publicity release.  If a winner does not contact the bank within two (2) weeks of notification, a new winner will be selected.  If prize or prize notification is unclaimed or returned as undeliverable, prize will be forfeited and awarded to an alternate winner.
  • Eligibility: Eligibility requirements are as follows:
    • Be 18 years of age or older.
    • Employees and their immediate family members of Sandy Spring Bank and its affiliates are ineligible to win.
      • Immediate family includes Spouse, Mother, Father, Siblings, and Children of Sandy Spring Bank and affiliate employees.
  • Additional Terms: By participating, entrants agree to:
    • Abide by the Official Rules noted herein.
    • The decisions of Sandy Spring Bank which shall be final in all respects.
    • Grant Sandy Spring Bank the authority to reproduce and publicly display their entry, including on Sandy Spring Bank’s website and blog.
  • Limitation of Liability: Sandy Spring Bank is not responsible for printing or typographical errors in any Sweepstakes-related materials; for stolen, lost, late, misdirected, damaged, incomplete, illegible, or postage-due mail or entries.  Sandy Spring Bank reserves the right to cancel, terminate, modify or suspend the Sweepstakes or any drawing, and may select the winner from among all eligible entries received prior to the action taken if fraud or technical failures compromise the integrity of the Sweepstakes as determined by Sandy Spring Bank in its sole discretion.  In no event will Sandy Spring Bank, Participating Merchants, and the respective Directors, Officers, or Employees of the foregoing entities, be responsible or liable for any damages or losses of any kind, including direct, indirect, incidental, consequential, or punitive damages arising out of participation in the sweepstakes.
  • Winners List: For the name of the winners, mail a self-addressed, stamped envelope to:

Sandy Spring Bank
Attn: Marketing
17801 Georgia Avenue
Olney, MD 20832